The safety net ‘system’ that isn’t

The safety net ‘system’ that isn’t

Georgia news, in the news, current events, Georgia happenings, GA happenings

The safety net ‘system’ that isn’t

Eric Cochling in Governing

Originally published November 20, 2025

Starting in 2027, work requirements kick in for certain beneficiaries on Medicaid, while new work rules for the SNAP food assistance program took effect on Nov. 1. These reforms mandated by the One Big Beautiful Bill Act reflect a growing effort to make the safety net not only an important source of support but also a pathway to more opportunity and a better life.

The states, however, face significant challenges in implementing these new rules. America’s safety net “system” isn’t really a system at all. It’s a patchwork of more than 80 separate programs, each with its own database, rules, processes and hoops to jump through. These programs rarely coordinate or talk to each other and often feel inhumane to recipients.

For struggling Americans, accessing needed benefits means navigating a bureaucratic maze: Section 8 for housing assistance, SNAP for food support, Medicaid for health care and workforce programs for job training, for example. Each program brings a different caseworker, different eligibility requirements and endless paperwork. Caseworkers can’t see the full picture of what benefits a recipient receives or easily verify whether someone is working.

To implement new work requirements, these state systems must share information and coordinate, something they weren’t designed to do. A handful of states are starting to explore ways to consolidate their programs and integrate workforce development into the safety net. In doing so, they are creating the beginnings of a blueprint for other states to follow.

In June, for example, Louisiana Gov. Jeff Landry signed the One Door to Work Act — the first step in a multiyear effort to align the state’s workforce and social services systems. The process began with a performance audit of key welfare programs that uncovered inefficiencies and a lack of coordination among agencies. Lawmakers then created a task force to recommend improvements, which ultimately led to the passage of One Door, bringing workforce development programs together under one roof while also integrating state SNAP and Medicaid eligibility systems.

With these reforms, Louisiana has made the most significant progress toward streamlining its safety net since Utah pioneered the One Door model in the 1990s, combining safety net and workforce development programs. Utah now boasts the lowest percentage of residents on Medicaid and food stamps, while simultaneously having consistently low unemployment rates.

Read the full article here.

Eric Cochling is chief program officer and general counsel at the Georgia Center for Opportunity.

The safety net ‘system’ that isn’t

The fantasy that cutting prison populations saves a lot of money

Georgia news, in the news, current events, Georgia happenings, GA happenings

The fantasy that cutting prison populations saves a lot of money

Joshua Crawford in Governing

Originally published October 31, 2025

 State leaders hoping to trim budgets by reducing prison populations are in for some disappointment. Proponents of decarceration often tout potential savings, but despite a 24 percent drop in state prison populations since 2010, corrections spending has continued to rise.

Over the past decade, states have enacted hundreds of criminal justice reforms — from reclassifying drug possessions to reducing mandatory minimum sentences — often with the promise of both greater fairness and lower costs. Yet while these policies have succeeded in driving down incarceration rates, they have failed to deliver the taxpayer savings that many conservative lawmakers expected when they pushed for criminal justice reform.

This is because incarcerating criminals is expensive. Using the aggregate division method — taking the total cost to incarcerate for a year and dividing it by the average number of inmates a state houses in a year — state per-prisoner expenditures range from $22,981 per prisoner per year in Arkansas to $307,468 in Massachusetts. So reducing the prison population by 100 people, decarceration advocates argue, should yield an annual savings of over $2.2 million in Arkansas and over $30 million in Massachusetts.

But in the years since the wave of reforms, neither overall state budgets nor department of corrections budgets have declined. In fact, state budgets increased in every state and state corrections budgets increased in all but two states. So why didn’t the promised fiscal benefits to taxpayers come to fruition?

First, it’s important to understand that state corrections budgets have always made up a relatively small percentage of overall state expenditures — never more than 5 percent. This is far below the cost of education (25-35 percent), public welfare (20-25 percent), highways (5-10 percent), and hospitals and health care (5-10 percent). It was always going to be hard to cut overall state spending by reducing one of the smaller budget items.

Read the full article here.

Joshua Crawford is the Director of Criminal Justice Initiatives at the Georgia Center for Opportunity and the author of “Kids and Community Violence: Costs, Consequences, and Solutions” in the edited volume Doing Right by Kids.

How safety-net benefits discourage low-income workers from escaping poverty

How safety-net benefits discourage low-income workers from escaping poverty

The proven building blocks of child development can empower communities to get involved in helping parents raise highly capable kids.

How safety-net benefits discourage low-income workers from escaping poverty

Key Points

  • A new research paper from GCO shows the ways social safety-net programs like food stamps and Medicaid provide critical support but also discourage career advancement.
  • The “benefits cliff” is a significant barrier, where earning more can mean losing benefits, deterring workers from seeking higher-paying jobs.
  • Government benefits can blur the true income disparity between low-income and middle-income households.
  • Policy reforms are needed to remove these barriers and encourage upward mobility.

At a time when income inequality and lack of economic mobility are hot topics, a report from the Georgia Center for Opportunity (GCO) sheds light on how our social safety-net system could be contributing to these trends. 

Entitled “Workforce Engagement: A Missing Link in Understanding Income Inequality,” the report explores how government support unintentionally discourages low-income workers from escaping poverty. The report also presents actionable policy solutions to avoid that trap.

What Are Safety-Net Benefits?

Safety-net systems include programs like food stamps, housing subsidies, and Medicaid, designed to provide financial assistance to those in need. While these programs are essential, they can inadvertently create barriers to long-term financial independence. This phenomenon is known as the “benefits cliff,” where individuals and families turn down career advancement opportunities to avoid losing government benefits.

The Source of Income Disparities

The GCO report reveals that government benefits often obscure the true income disparities between low-income and middle-income households.

When examining work-capable households, the unearned income from government benefits can paint a misleading picture of economic equality. Without these benefits, it’s clear that households in the lowest income quintile earn significantly less than their counterparts in higher income quintiles.

The report also highlights how these safety-net benefits can create disincentives for the lowest-paid workers to move up the economic ladder. For instance, after adjusting for taxes and transfer payments, the net income of households in the lowest quintile is almost equal to those in the second quintile, despite the latter earning nearly four times more. 

This equalization is largely driven by government transfers, which provide significantly more support to the bottom quintile compared to the second quintile. This scenario leads to nearly identical average per capita net incomes between these groups.

The cover of the Worker Engagment report

Workforce Engagement

A Missing Link in Understanding Income Inequality

The compelling new report that examines the unintended consequences of our nation’s social safety-net system on low-wage workers.

Download the full report

Policy Recommendations

Understanding the dynamics of income inequality and the unintended consequences of social safety-net systems is crucial for fostering economic mobility and improving the quality of life for low-income workers.

To boost workforce engagement and reduce reliance on social safety nets, the report suggests several policy reforms:

  • Reducing Benefits Cliffs: Adjust thresholds for benefit eligibility to prevent sudden losses of support as income increases.
  • Work Incentives: Offer incentives for part-time workers to transition into full-time roles.
  • Education and Training: Provide better access to educational resources and vocational training programs.

GCO is dedicated to working within underserved communities to understand the realities of poverty and the public policies that perpetuate it. Our previous research, including on intergenerational poverty, underscores that America’s social safety net is designed to address situational poverty rather than systemic poverty.

The safety net ‘system’ that isn’t

How to ease the labor shortage by fixing the social safety net

Georgia news, in the news, current events, Georgia happenings, GA happenings

How to ease the labor shortage by fixing the social safety net

The United States is in the enviable position of having a labor force crunch: Too few workers chasing too many jobs. There is no shortage of speculation among economists about solutions to this labor shortfall. But one factor that could help, and is too often ignored, is the ways our nation’s current safety-net system prevents people from entering the labor market.

 

First, let’s consider the context we’re in. The U.S. unemployment rate has settled below 4 percent for over two years, the longest stretch since the 1960s. Even so, our labor force participation rate continues to lag, caused in part by an aging population, declining birth rates, and aftereffects of the pandemic.

 

In January 2000, the labor force participation rate was 67.3 percent. Today, it’s 62.8 percent. That might not sound like much on paper, but consider that it means 1.7 million Americans are still missing from the labor force compared to right before the pandemic alone. These are able-bodied, prime-age workers—defined as ages 25 to 54—and they are still on the economic sidelines.

 

What’s worse, the labor force participation rate is expected to decline even further to around 60.4 percent by 2032, according to estimates from the U.S. Department of Labor. On the flip side, consider that by 2023, 41 million Americans relied on food stamps to make ends meet and nearly 90 million Americans were enrolled in Medicaid.

 

These are the numbers and statistics, but they represent real human beings who are being left behind. One way to bring more individuals back into the labor market is by implementing badly needed reforms to our nation’s social safety net.

 

The Marriage Penalty: A Barrier to Relational Support and Better Opportunities for the Poor

The Marriage Penalty: A Barrier to Relational Support and Better Opportunities for the Poor

The marriage penalty is a government tax policy that increases the tax burden on low-income households trying to pursue better lives and economic mobility through marriage.

The Marriage Penalty: A Barrier to Relational Support and Better Opportunities for the Poor

Key Points

  • A lack of connection and supportive relationships, especially at home, is a driving factor of long-term poverty. Marriage is one type of relationship that research has shown to be a building block of stable lives and communities.

  • Communities in Georgia and beyond are struggling with a barrier called the marriage penalty—a government tax policy that forces couples to pay more in taxes as a result of increasing household income through marriage. 

  • The marriage penalty tax discourages those in poverty from improving their financial situation and forming strong support systems at home.

Strong relationships are a cornerstone of vibrant communities. Of the many types of relationships in day-to-day life, research shows that marriage is one of the most important for empowering individuals, regardless of race or circumstance, to avoid long-term poverty and find stability and opportunity. 

But communities in Georgia and beyond are struggling to reap the benefits of marriage—and a big reason is a government tax policy called the marriage penalty.  

Why does marriage matter for those in poverty?

We celebrate marriage because it provides people with relational connection and support. When we think about helping someone escape or avoid long-term poverty, we might assume that a person’s economic needs are most important to address. But that would be missing a critical piece of the puzzle. 

A lack of connection and supportive relationships, especially at home, is a driving factor of long-term poverty. 

Those in poverty often need this relationship and support system to a greater level, which is why we at GCO emphasize the benefits marriage offers for individuals, children, and communities. Higher marriage rates tend to go hand-in-hand less crime, better education outcomes, less child poverty, and more upward mobility

Of course, not every person will get married, but the impact that close, healthy relationships have on the stability of lives and communities cannot be understated.

The impact that close, healthy relationships have on the stability of lives and communities cannot be understated. In fact, it’s one of the biggest factors in helping people overcome long-term poverty.

The impact that close, healthy relationships have on the stability of lives and communities cannot be understated. In fact, it’s one of the biggest factors in helping people overcome long-term poverty.

Understanding the marriage penalty tax

A marriage penalty occurs when a couple faces higher taxes as a result of marrying and filing jointly. Higher taxes are linked to higher income, so it might seem like the marriage penalty is simply an inconvenience for households with high enough earnings to afford it. 

But the marriage penalty poses a significant problem for low-income households, as well. It creates a financial risk if one or both spouses are receiving government benefits and getting married would increase household income. That increase can trigger a sudden loss in benefits—even if households aren’t fully earning enough to offset the loss. This scenario holds particularly true for couples who earn a modest income—those in the working class or lower middle class earning around $28,000 to $55,000 a year.

Marriage penalties apply at the federal tax level, but there are 15 states that also have marriage penalties built into their state income tax brackets. Georgia is one of them.

Georgia is one of 15 states that have a marriage penalty built into the state income tax structure.

Marriage penalties stifle financial independence

The gap between the “haves” and the “have nots” has increased when it comes to marriage. While the wealthy and upper middle class continue to marry at high rates, marriage is far less common among the poor, working class, and lower middle class.

According to data from the 2015 American Community Survey, 56% of adults between the ages of 18 and 55 are married who fall into the upper middle class. That contrasts with 39% of those in the working class and just 26% of those who are poor.

There are many reasons why marriage rates have declined for these groups, but in the realm of government policy, the marriage penalty is one of the most discouraging factors. 

For example, a single mom with a few kids would need to find a spouse who earns a significantly higher salary than her in order to overcome the loss of benefits if they chose to get married. In some cases, the penalty is so extreme that she would need to marry someone earning more than $40 per hour—or more than $80,000 annually if full time—to recover from the loss in safety-net benefits like food stamps, refundable tax credits, and medical assistance.

Through a focus group organized by GCO and the Institute for Family Studies, we met Tiana, who experienced this situation firsthand. “I chose not to marry,” she told us. “For one, I get a lot of assistance. I have a disabled child. So being if I did marry or put any other type of income in, I would not qualify for anything.”

More than one-in-10 unmarried Americans whose income falls below the median reported they were not married for fear of losing “access to government benefits,” according to a recent IFS/Wheatley Institution survey. The research indicates that penalties can amount to between 10% and 30% of household income for many families in the poor and working-class income brackets.

Marriage penalties discourage strong support systems at home

The bottom line is that the marriage penalty harms many of the poor who are working and attempting to make a better life for themselves and their families. It does so by discouraging the very thing we know impacts poverty the most—family and relationship formation. 

Fewer marriages is bad news for children: Social science research shows, time and again, that children do best in a stable, married two-parent household.

Married households have the lowest poverty rate of any household configuration at just 6.3% in 2020. Meanwhile, one-in-three children live in a single-parent household today, 80% of those households being headed by a single mom. And the unfortunate reality is that single-mom households are the most likely to be in poverty of any family structure in the U.S.—a staggering 34% in 2020, accounting for over 5.1 million children in poverty.

Solutions to eliminate the marriage penalty tax

The ultimate solution to eliminate marriage penalties is federal action to reform how government benefits are structured. However, states can take the lead as they streamline eligibility standards and form individual action plans.

That’s why GCO is hard at work at in Georgia and across the country to educate lawmakers on the perils of benefits cliffs and possible fixes. 

At the end of the day, however, government reforms are only part of the solution. The institutions of marriage and family are suffering not only from government obstacles, but also societal challenges. Civil society organizations—such as churches, nonprofits, and schools—are critical avenues for local support and examples of how to cultivate healthy family relationships. While this is not something that government programs can accomplish, classes and curriculum may be incorporated into case management.

Americans deserve a strong safety net that serves as a bridge out of poverty. But no government program or policy should be a barrier to the relationships needed in the places where lives are formed and transformed— in homes and communities.

2024: A Year of Unique Opportunities to Change Lives and Help Our Neighbors

2024: A Year of Unique Opportunities to Change Lives and Help Our Neighbors

Safety-net reform discussion in progress Georgia Promise Scholarship advocates Raising Highly Capable Kids program session Collaborative community safety planning Economic empowerment through BETTER WORK Educational opportunity supporters in action Community leaders addressing employment barriers Policy reform meeting on public safety Family stability and well-being empowerment Networking for local job opportunities

2024: A Year of Unique Opportunities to Change Lives and Help Our Neighbors

Key Points

  • Building off our success in 2023, the new year presents unique opportunities to build better lives for our neighbors through the power of work, education, family, and safer communities.

  • Our goal is for 2024 to be the year that safety-net reform takes hold in states across the country, while educational freedom becomes a reality at home here in Georgia as Promise Scholarships finally become a reality.
  • We hope this year will also bring safer communities in big and small cities alike through key public safety reforms.

One word that often comes to mind at the beginning of a new year is “hope.” As 2024 dawns, the Georgia Center for Opportunity (GCO) is working hard to help everyone — especially the poor and disadvantaged — experience the wonder of hope by envisioning a better future for themselves and their loved ones. They can live better. They can become better.

Time and time again, government has proven that it can’t help people escape systemic, generational poverty. While the safety net is important, viewing it as a way of life saps people of their humanity and unfairly limits their potential. The poor deserve to know that poverty is escapable, not just survivable. And they deserve a helping hand to escape.

These solutions come from homes, neighborhoods, and local communities. This is where aspirations and dreams are born. No handout can substitute for this.

With this vision in mind, we will be dedicating 2024 to making positive changes in a few key areas that greatly affect the quality and trajectory of life for those who are most vulnerable. We built significant momentum last year on a range of issues, and that’s setting the stage for even bigger impact this year.

Here’s some of what’s on tap for us in the new year.

Safety-net reform will yield new opportunities

We’re taking on the safety-net system by advancing reforms in Congress, Georgia, and states across the country to create a more humane system that rewards work and creates a bridge to self-sufficiency.

We should look to Utah as an example of a state in the nation that is leading the way on safety-net reforms. The Beehive State’s One Door policy has integrated human services with workforce services and provides citizens with a single program to work through. Welfare becomes work support, and people have a clear path to get the help they need while receiving education, training, and other support to find employment.

This year, working with our Alliance for Opportunity partnership as a platform, we are advancing federal legislation to allow all states to adopt the One Door model—something that federal law currently prohibits. In Georgia, we are working with state policymakers to create a One Door task force so that our state is prepared to implement more holistic safety-net policies, especially when federal law is no longer a barrier. 

On a similar front, we are working to educate lawmakers and the public on the problem of benefits cliffs. Put simply, benefits cliffs are when an individual, family, or household loses more in net income and benefits from governmental assistance programs than it gains from additional earnings. This net loss is a perverse incentive that undermines the natural desire to earn more income. Thanks to GCO’s original research, we are crafting program-specific solutions to reduce benefits cliffs in food stamps/SNAP and childcare assistance. 

These solutions will build off the momentum created in states like Missouri, which became the first last year to address public assistance provisions, breaking ground in reforming safety-net benefits.

Safety-net programs have a role in helping the most vulnerable in our society. Ultimately, reforms are not about making government more efficient. They are about ensuring safety-net progams serve as a bridge, not a barrier, to better opportunities and futures.

 

Expanding educational opportunity will benefit all students

Could 2024 be the year that—finally—education opportunity is extended to all of Georgia’s students, not just a privileged few?

Our hope is the answer is yes. We’re fighting to give every child in Georgia access to a quality education as the Georgia Promise Scholarship bill comes back for a final vote in the recently convened 2024 legislative session. Promise Scholarships would give parents $6,500 per student per year to find the right education option for their kids. The bill cleared the state Senate in 2023 but stalled in the House. 

Promise Scholarships are the cornerstone of our education agenda in 2024, but they are not the only priority. We are also encouraging lawmakers to expand the ceiling on the tax-credit scholarship, to free up families to transfer students between public schools within districts and in separate districts entirely, and make key improvements to charter school laws.

It’s well past time Georgia caught up with the rapidly growing list of other forward-thinking states that are expanding educational opportunity to all.

 

Support for parents will strengthen families

This year is an exciting phase for our Raising Highly Capable Kids (RHCK) program, which we launched in 2023 to give communities a better resource for nurturing family stability and well-being.   

RHCK is a 13-week evidence-based parenting program designed to build stronger families by empowering parents with the confidence, tools, and skills they need to raise healthy, caring, and responsible children.

A driving factor of long-term poverty is a lack of connection and supportive relationships, especially at home. That’s why we are prioritizing RHCK. At its heart is a curriculum that teaches the building blocks of healthy child development. In 2024, we’re working with partners and schools to expand RHCK. We believe the program will be a powerful way to give parents, caregivers, and educators tools and support to improve kids’ academic achievement, relationships, and overall success in life.

In 2024, the Georgia Center for Opportunity spearheads transformative initiatives, ranging from safety-net reforms and educational advancements to family support and community safety, all geared towards breaking the cycle of poverty and fostering a brighter, more empowered future for individuals and families.

In 2024, the Georgia Center for Opportunity spearheads transformative initiatives, ranging from safety-net reforms and educational advancements to family support and community safety, all geared towards breaking the cycle of poverty and fostering a brighter, more empowered future for individuals and families.

Key reforms will lead to safer communities

Community violence is another barrier to economic opportunity and healthy communities. Individuals and families can only truly thrive when neighborhoods and streets are safe. 

Through community collaborations with law enforcement, policymakers, and community leaders, we’ll help Georgia cities like Atlanta and Columbus reverse the tide of rising violence that has been damaging the family bonds, work opportunities, and educational pathways needed to break the cycle of poverty.

In Columbus, the Columbus Empowerment Network is leading to crime reductions, and we expect more local policy reforms to be adopted in 2024. While much of the focus on increasing crime rates centers on large metro areas, smaller cities like Columbus are still important and have seen concerning upticks in crime.

Our team is also active in moving forward policy in other states, including California, Massachusetts, Tennessee, Washington State, and Kentucky. In Louisville, for example, our work has helped shape an omnibus crime solution bill, which is expected to pass their state House this year. Louisville is important as a national example because it’s one of the most challenging public safety environments in the country, and solutions that work in this city have a good probability of working elsewhere—including Georgia. 

 

Breaking down employment barriers will transform generations

For those who struggle in poverty, an upwardly mobile job is often the first and best step toward self-sufficiency. That’s why we will continue to work through our BETTER WORK initiative in Gwinnett County and Columbus to build our local support systems to empower men and women to find work. We’ll also cultivate an environment of community safety where business and job opportunities abound.

In Columbus, a new focus for 2024 will be on partnering with local leaders and law enforcement to keep crime from driving away businesses and job opportunities. Meanwhile in Gwinnett, we’re laser focused on building out our network of employer partners, nonprofits, schools, and other community organizations to provide a bridge to a better life for the disadvantaged. And overall, we will continue our partnership with Jobs for Life as well as our mentor program.