Buzz Brockway is a Guest on the Erick Erickson Show | WSB 95.5

by Georgia Center for Opportunity | Mar 12, 2021

Buzz Brockway is a Guest on the Erick Erickson Show | WSB 95.5

On March 4, 2021 Buzz Brockway, VP of Policy, was a featured guest on WSB 99.5’s Erick Erickson Show to discuss legislation (HB 60) that would allow parents and students more education options.

Unfortunately, HB 60 will not come to fruition this year, but we’re not stopping the fight for our kids.

Listen to Buzz explain the legislation and learn more about what state leaders are considering for our children’s education.

Erick Erickson Show - March 4, 2021

by Erick Erickson and Buzz Brockway

Listen to Buzz Brockway explain the importance of House Bill 60 on WSB’s Erick Erickson Show.

Key GCO priority bills make crossover deadline

by David Bass | Mar 10, 2021

Key GCO priority bills make crossover deadline

The Georgia legislative session is halfway over, and already we’ve made some important progress in breaking down barriers to work and expanding opportunity for all Georgians.

We reached a key legislative mark on March 8: The crossover deadline. That means that any bill not passed by at least one chamber (either the Senate or the House) is likely dead for the remainder of the session.

The great news is that several key bills supported by the Georgia Center for Opportunity (GCO) made the crossover deadline.

Watch Buzz Brockway, VP of Policy for GCO, from the state Capitol as he updates us on what legislation is moving forward, and what is over for the year.

Education

Heading up that list is a measure that would expand the Georgia Special Needs Scholarship. This program helps students with individualized education plans (IEPs) attend a private school that is a better fit for their individual needs. On March 3, the state Senate passed a measure, Senate Bill 47, that opens the scholarship to preschoolers in addition to students with a wide range of special needs, just not those with an IEP.

We’re continuing to work with lawmakers on the House side to pass the bill and send it to Gov. Brian Kemp’s desk for his signature. We’re hopeful that 2021 will be the year this important measure becomes law in order to better serve families of special needs students who have disproportionately suffered during the pandemic.

Occupational licensing

We’re also seeing progress on occupational licensing reforms. Occupational licensing is needed in some industries and job categories, but the laws on the books today in many cases are an unnecessary roadblock to employment for workers.

Two bills on this issue made the crossover deadline. The first, Senate Bill 45, allows people who move to Georgia and hold an occupational license to immediately be granted a provisional license. This will allow these new Georgians to immediately go to work and support their families.

A second measure, Senate Bill 27, extends the time (up to two years) a retiring military member may count their military training toward requirements for an occupational license

Both bills are now pending in the House.

Adoption reforms

We’re pleased that two adoption-reform bills passed the House before the crossover deadline. House Bill 114 would increase the annual tax credit available for adopting a foster child from $2,000 to $6,000. And House Bill 154 would lower the minimum age to adopt from 25 to 21.

Foster and adoptive families play a crucial role in creating stable environments for some of the most vulnerable children in our society. Anything we can do through policy reform to help these families should be a priority.

Justice reforms

In an attempt to address the type of tragic vigilante violence that occurred in the Ahmaud Arbery case, lawmakers unanimously passed House Bill 479 on March 8. The measure overhauls Georgia’s citizen’s arrest law to generally prevent bystanders from attempting to arrest an individual suspected of a crime. GCO believes this is a crucial piece of legislation to prevent unnecessary tragedies and foster greater racial justice in our state.

Bills that didn’t make the cut

Unfortunately, supporters of Education Savings Accounts (ESAs) will likely have to wait another year before we see them become a reality. Although a measure (House Bill 60) to create ESAs passed the House Education Committee on Feb. 26, it never came up for a vote on the floor of the House.

ESAs are an important way to expand educational access and choice for Georgia students. They allow parents and kids—no matter their race, the circumstances of their birth, or their socioeconomic status—to have equal access to the funds needed for a great education. We’ll continue fighting for ESAs in the 2022 legislative session.

On a positive note, bills that would have legalized parimutuel horse-race betting and casino gambling in Georgia are now dead after failing to make crossover.

Magnifying Positivity

by Katherine Greene | Feb 25, 2021

Magnifying Positivity

Maginifying Positivity

My husband and I only had her in our care for two-weeks. She is a seven-year-old full of spunk and sass at the same time! We adore that about her and looked forward to providing some stability and positivity in her life for the time she spent in our home.

Our great niece, whom we’ll call Spunky, to protect her name and innocence, has been suffering from dad abandonment issues and the lack of receiving or hearing positive reinforcements. Often times her conversations and attitude steered to seeing the negative side of things. My husband and I realized that she had been exposed and surrounded by so much parental and family negativity that it was challenging for her to see the positive side of anything.

At GCO, we understand how the absence of a father can negatively impact a child. That is one of the reasons why we have certified facilitators in a variety of research-based programs and partnerships with licensed professional counselors to help us provide healthy relationship education skills training for dads, parents, couples, youth and families. Together, HFI is helping families to be resilient and stable.

Unfortunately, Spunky’s dad was not willing to take a dad’s class to help him understand the true meaning of being a father or even understand how his negative behavior impacted his own daughter. He truly could benefit from a class we teach called, 24/7 Dad from the Father Source by the National Fatherhood Initiative. In this course, we deal with topics such as: Family History, What it Means to Be a Man, Showing and Handling Feelings, Men’s Health and so much more. If you are interested in hosting a men’s workshop, visit foropportunity.org/family or contact our office at 770-242-0001 ext. 701.

Here are three ways to help you to magnify a positive environment for your child to thrive:

Make it a habit to give 5 positives for every 1 negative to fill your child/ren “emotional bank account”
Make regular time for sharing and listening to your child/ren
Invite others to share in the positive experience

Research indicates negative interactions have a strong influence on relationships. Relationship researcher, Dr. John Gottman talks about for every one negative you need to counter it with five positives. He also says that making regular deposits into your child’s “emotional bank account” is extremely healthy. Although, Dr. Gottman refers to this in the context of marriage, this concept can be applied to all types of relationships.

As we began our short time with Spunky, we knew it was important for us to magnify more positivity and appreciation in her life.

We had a family meeting to talk about how excited we were to have Spunky staying with us and asked for her participation in the meeting. She enjoyed giving her input.

Next, we came up with some ground rules on how to be more positive in our language and attitude. At first, she was hesitant but after we asked for her input she began to open up.

During the meeting, there was a light bulb moment and that is when “The Positivity Club” was formed, with Spunky as the vice-president”.

The first rule of order: When you hear someone being negative you call them out and ask them to refrain it to be more positive.

Next rule of order was to invite others who had an impact on her to join the club. Spunky was thrilled because now she had her mom, dad, grandparents, cousins and aunts all participating in “The Positivity Club”.

Every day, we were intentional about creating an environment of positivity. In less than two weeks, we saw a big shift in her language and attitude. She was modeling for her parents what it looks and feels like to have an environment where children can thrive.

Today, Spunky is back home with her mom. We talk to her regularly and continue to fill her emotional bank account by promoting positivity. She is still the VP of The Positivity Club and she continues to call people out who are not being positive.

Magnifying positivity and appreciation may be one of the most important contributors to a child’s well-being.

It took us less than two weeks to see the difference in Spunky and it not only changed her but also the people around her, even her dad.

Let’s Take Politics Out of Healthcare

by Erik Randolph | Feb 19, 2021

Let’s Take Politics Out of Healthcare

The federal government’s surprise move against Georgia

In a raw political move, the Centers for Medicaid & Medicare Services (CMS) removed the approval of Georgia’s Pathways to Coverage, labeling the program as “pending.”

Despite the fact that the COVID-19 vaccine rollout is consuming the resources and attention of the Governor’s office and the Department of Community Health, CMS gave Georgia only 30 days to respond before the federal government might eviscerate the program. In its February 12 letter, CMS targeted the program’s work or other community engagement components and also threatened “review” of other provisions of the program.

This move by the new administration in Washington, D.C., appears to be unprecedented. Finally secured last fall, the approval was part of an administrative process, which included time for public comments, that took years to develop.

Pathways to Coverage serves non-disabled adults below the poverty line. It is a critical component of Georgia’s plan to reduce the number of uninsured and make healthcare coverage more affordable, without sacrificing quality of care or causing other serious drawbacks associated with a traditional Medicaid expansion. It is based on the idea of not keeping these adults below the poverty line but moving them above it.

The Success Sequence provides an outline of how to reverse the cycle of poverty in our communities. GCO uses this as a framework for much of our work.

Let’s focus on helping people instead

Pathways to Coverage is really about helping people. Readers might want to check out my prior blog on this program as well as some of our published research on fixing the healthcare system.

The so-called Affordable Care Act (ACA) has caused havoc for Georgians when it comes to healthcare coverage and costs. The rate of healthcare price increases did not abate but accelerated. As we reported before, our own data analysis confirmed other research by showing that for individual markets, “Georgians suffered average price increases of 70.7% for Bronze plans, 77.3% for Silver plans, and 70.4% for Gold plans” over five years.

We also found that prior to the ACA, the median cost for a health insurance plan on the individual market for a family of four was $5,386 per year. But within six years, the cost varied from $17,550 to $26,081, depending on the level of the plan.

The bulk of Georgia’s uninsured problem lies not below the poverty line, but above it. Therefore, Pathways to Coverage necessarily links to Georgia’s Reinsurance Program designed to drive down costs in the individual markets. The test of the demonstration project will be to see how well Georgia can move people out of poverty into situations where they have better opportunities and more resources for health coverage, such as coverage through affordable individual markets or, better yet, employer-based coverage.

America has one of the world’s best and most innovative healthcare systems, if you have insurance to afford it. By far, employer-based and private insurance provides the best coverage. Medicaid has among the worst healthcare outcomes, can trap families in poverty (as we and others have demonstrated), and can be an obstacle in moving to the much-better private coverage. Incentivizing people to improve their circumstances is an important strategy that this demonstration project hopes to prove.

The Spirit of the Law

The new administration in Washington might feel like they are doing the right thing by attempting to strongarm states like Georgia into Medicaid expansion. However, this action raises concerns.

First, the question of whether the federal government can mandate states to expand Medicaid was already settled in the negative by a seven-to-two U.S. Supreme Court ruling. Second, removing a critical component of this demonstration project will not likely accomplish expansion but, if followed through, will compromise the effectiveness of the project. Third, it goes against the whole purpose of demonstration projects.

Pathways to Coverage is an approved—and hopefully remains so—Section 1115 waiver to Medicaid rules, which is found in the Social Security Act. In enacting this section of the law, Congress acknowledged that a one-size-fits-all approach dictated by the federal government is not always the best way to solve our public policy challenges.

Congress acknowledged this principle again when it enacted Section 1332 of the Affordable Care Act that allows states to come up with alternative plans in coordination with Section 1115 waivers. Georgia took advantage of both these provisions of law in developing its healthcare strategy.

Finally, demonstration projects allow states to experiment with what works best. Without experimentation, we hinder our ability to discover better ways to run public programs for the benefit of people.

What’s next

The best overall resolution would be for CMS to reinstate the approval and allow the demonstration to move forward. CMS will monitor the project, of course, but it must let it play out to see if the project will demonstrate a better way. Georgia has a vested interest in making it work. If not, Georgia could choose to modify or abandon the project. Besides, the federal government will have the opportunity to review the results when the waiver comes up for renewal.

Failure to reinstate the approval will likely result in a legal struggle before the courts. Who knows how long such a legal process will take? Instead of using our resources and time to bicker before the courts, we should apply them to seek out the best ways to improve people’s lives.

*Erik Randolph is Director of Research at the Georgia Center for Opportunity. This blog reflects his opinion and not necessarily that of the Georgia Center for Opportunity.

Story: Joyelle got an education, a job, and a promotion. She never expected her success would mean this

by David Bass | Dec 3, 2020

Story: Joyelle got an education, a job, and a promotion. She never expected her success would mean this. . .

Joyelle never expected to be a position where the very system she thought was a safety net ultimately failed her.

After fleeing an abusive relationship, this single mother of four ended up in public housing in Lawrenceville, Georgia. Until that point, Joyelle had never relied on welfare for help. She always paid her rent on time and made ends meet. So, falling back on public housing was an entirely new scenario for her. It was not where or how she wanted to live, or where she wanted her four children to grow up.

That’s why she was determined to get back on her feet. She graduated from school and was offered a full-time job with the state of Georgia, a career trajectory that put her above the poverty line. Things were looking up.

“I was excited and grateful,” Joyelle says. “I had worked hard: I started out with the state as a student assistant and worked my way up.”

Falling over the benefits cliff

But that’s when Joyelle got a shocking surprise: Due to her new salary, her subsidized housing allowance disappeared and she was forced to pay almost $1,000 a month in rent.

“I was heartbroken,” she says of learning that she was losing her housing subsidy. “You work hard. They tell you to go to school and get a job. You do all these things, and you’re still not able to provide for your family. That’s devastating. I suffer from anxiety. It causes stress. It causes severe depression.”

She now faces the difficult decision of looking to move but being unable to afford apartment rent even with her salary increase.

Hindering upward mobility

Joyelle encountered what we call the “benefit cliff,” where well-intentioned policies actually prevent people from getting off public services. They make just enough to not qualify for services, but not enough to make up for the services lost in extra income. The result is a system that keeps people trapped in poverty rather than one that propels them toward self-sufficiency and the dignity that comes with it.

“There’s no help for people like me, stuck in the wealth gap,” Joyelle shares. “You have help, but if you help yourself you’re faced with adversities that you shouldn’t be faced with.”

We believe that these services should move people into a prosperous life, not keep them stuck in cycles of dependency. Visit welfarecliff.org to learn more about ways to end benefits cliffs so that more Georgians can prosper.

Welfare Cliffs and Gaps: The role health insurance plays in upward mobility

by Kimberly Sawatka | Oct 27, 2020

Welfare Cliffs and Gaps:

The role health insurance plays in upward mobility

By Shana Burres

Cody and Estelle are a young married couple living in a suburban neighborhood. Cody has a full-time job and Estelle is a nanny so she can have their daughter with her at work. They make just enough money to pay the rent on their small home and pay their bills, but there is rarely anything left over each month. They are not middle class but they are above the poverty line, and they are facing a potential financial crisis because of health care costs.

Cody’s work offers an insurance plan but does not subsidize the cost and the monthly premium for a family is more than their rent. Because of the expansion of Medicaid under the Affordable Care Act (ACA), they qualify for a government-subsidized plan. The coverage is poor and the deductibles are high. They are one emergency room trip or unexpected surgery away from a dire financial situation.

Cody is working on building a part-time freelance business so they can have some savings and buy a more reliable car. But he is hesitant to promote it because too much of an increase in income will push them over the ACA’s income threshold and they will lose their health care subsidy. They still wouldn’t be able to afford the employer-sponsored plan and would lose coverage entirely.

They are facing the welfare cliff, forced to choose between self-improvement and maintaining necessary services. If they increase their income, they are at risk of falling into the welfare gap—too much income for services, not enough income to cover the costs.

The implications of the loss of health care coverage reach into their and their daughter’s future. Health insurance, and the associated continuity of care, correlated directly with academic success in the short term and life success in the long term. At a basic level, health care means that students are better able to engage in their academics and miss fewer days of school.

In slightly more complex terms, lacking health insurance, along with other factors related to instability, is part of the social determinants of health. These social determinants are a cluster of lived experiences that include food instability, homelessness, and poverty. They are direct predictors of poor health and, as noted, poor health contributes to poorer academic and social outcomes. While programs or funding can often address homelessness and poverty, food instability is a reflection of the resources a family has available to purchase food. For a family like Cody and Estella’s, this may be seen as the choice between groceries and paying for an urgent care visit and a prescription for their daughter.

For them and the vast majority of people in the United State, health insurance is the barrier to care. People who live at or below the poverty line have access to medical coverage through Medicaid. And families who live far above the poverty line can access health insurance through work or afford to pay for the premiums through the health exchange. However, the evidence shows that children who are near, but not under, the poverty line have the lowest rates of health insurance. These children and their families live in the welfare gap, a reality for many living in Georgia. This means that Georgia’s families need solutions for ongoing health care to support their long-term success.

The most effective solutions are those that acknowledge the immediate needs of families and address the need for policy change. Currently, many programs are aimed at the individual or involve community-based interventions that partner health care with social service delivery systems. And these programs can be useful and effective as solutions to the immediate needs of families living in the welfare gap. Unfortunately, these health management programs do not address the upstream institutional, systemic, and public policy drivers of the distribution disparities.

Georgia’s families deserve upstream solutions that address the welfare gap and support their efforts to be participants in their health care and long-term outcomes. Three interconnected approaches offer equitable and proven access:

Untether healthcare from employers

According to the US Census Bureau, approximately 55% of people have access to health insurance coverage through their employer. This tethering of health insurance to employment leads to disruptions of coverage due to job loss or change. Therefore, untethering healthcare from its connection to employment would allow people to pursue jobs, education, or entrepreneurship free from the limitation of health insurance access or cost.

Make shopping for health insurance easier

As cost is the most significant factor influencing people’s access to health insurance, the second approach is to make shopping for health insurance the same as shopping for any other type of insurance. Individuals could compare coverage, cost, and other options across multiple providers, which would empower them to choose the product best suited to their particular needs. Currently, most people have little to no choice in which insurance product they receive from their employer and the cost is more closely related to the company’s ability to negotiate a favorable contract than it is to the types of benefits the employees need.

Offer government subsidies that do not create welfare cliffs

Of course, employers often also subsidize a portion of their company health insurance plan, and subsidies are one of the ways insurance is made more affordable for their employees. The third approach, government subsidies, would ensure these benefits are equitable and accessible to the whole population and not reliant on an employer. While government-funded health insurance already exists and subsidies are available through the ACA marketplace, the current method does not address welfare cliffs or close the welfare gap. Therefore, the policy should be updated to a means-tested eligibility system that eliminates marriage penalties and the breakpoints that contribute to the welfare cliff.

For our couple, Cody and Estelle, this new approach to health insurance would allow them to gain sufficient coverage for their whole family without spending a disproportionate amount of their income on health care costs. It would allow Cody to build his freelance business and improve their quality of life without fear of losing health insurance while their income grows.

Every person in Georgia deserves to live a healthy and fulfilling life. Access to healthcare is a necessary component of their success. These three approaches will remove barriers to access, equalize costs, and ensure support is available to those who need it.

Shana Burres is an educator, foster parent, and speaker. She holds a Master’s degree in education and, as the former executive director of DASH Kids, is a fierce advocate for equitable outcomes for children of all backgrounds and experiences. Shana currently is an adjunct professor, learning development consultant, and her local Mockingbird HUB home for foster families and their youth.

DISINCENTIVES FOR WORK AND MARRIAGE IN GEORGIA’S WELFARE SYSTEM

Based on the most recent 2015 data, this report provides an in-depth look at the welfare cliffs across the state of Georgia. A computer model was created to demonstrate how welfare programs, alone or in combination with other programs, create multiple welfare cliffs for recipients that punish work. In addition to covering a dozen programs – more than any previous model – the tool used to produce the following report allows users to see how the welfare cliff affects individuals and families with very specific characteristics, including the age and sex of the parent, number of children, age of children, income, and other variables. Welfare reform conversations often lack a complete understanding of just how means-tested programs actually inflict harm on some of the neediest within our state’s communities.

DOWNLOAD WHITE PAPER

DOWNLOAD EXECUTIVE SUMMARY

VISIT WELFARECLIFF.ORG