Some food for thought as kids head back to school

Some food for thought as kids head back to school

Some food for thought as kids head back to school

Many Georgia students return to the classroom this month. For most, the last days before school begins are an exciting time to squeeze in that last bit of summer fun and get stocked up on school supplies.

But for students in poverty, a new school year often brings levels of anxiety that most folks are unaware of.

For some perspective, here are some barriers to success that far too many Georgia students face:

  • Vocabulary
    Kids in poverty hear fewer spoken words than their affluent peers—setting in motion huge differences in vocabulary attainment and academic achievement that follow them the rest of their lives.
  • Hunger
    Kids in poverty often come to school hungry. In Georgia, more than 500,000 children experience hunger and are more likely to have lower math scores, be held back a grade, and lag behind language, motor skills, and behavior.
  • Lack of enrichment
    Kids in poverty are more likely to lack enriching opportunities in music, art, and theater than affluent kids. In fact, 70% of Georgia school district leaders say poverty is the most significant issue limiting student learning.
  • Language barriers
    Kids in poverty are more likely to come from homes where English is not spoken. In Atlanta, 7% of students do not speak English at home—creating another obstacle to overcome at school.

Knowing each child experiences education differently is a mandate for our education system to be malleable.  Children of all backgrounds and experiences must have equal access to quality public education as well as individualized education options. 

Learn more about what you can do.

Join our Georgia Parent’s Alliance on Facebook for updates and opportunities to serve.

Government healthcare benefits create another welfare cliff that hurts the poor

Government healthcare benefits create another welfare cliff that hurts the poor

Government healthcare benefits create another welfare cliff that hurts the poor

Imagine being a worker on government assistance because your job doesn’t quite meet your bills. Then, finally, you get that raise to put you over the top and relieve some stress.

The one catch: You lose assistance needed for things like health insurance. Now, you bring home less than before.

This is called the “welfare cliff,” and it’s a situation for far too many people working to get off government assistance.

And the biggest culprit of this “welfare cliff”? Healthcare. 

A practical example

Picture a single person earning the equivalent of $8.25 per hour in a full-time job with no health benefits. She would qualify for Medicaid under the Affordable Care Act’s expansion rules. But just by earning a five-cent-per-hour raise would disqualify her entirely from Medicare due to the benefit cliff.

What’s more, the welfare system is also discouraging this single mom from marrying. Only in a situation where the dad earns enough to overcome the loss in benefits would marriage be financially worthwhile.

This example shows the negative impacts of welfare cliffs in preventing people from transitioning off assistance, moving up the economic ladder, and creating better lives for themselves and their families. While well-intentioned, these welfare benefits end up trapping people in a low-income existence.

The real tragedy of welfare cliffs is that hard-working welfare recipients who are striving to get ahead find that becoming independent of public assistance is virtually impossible because of the financial hardship they will have to endure.

 

Georgia Welfare Cliff

Disincentives for Work and Marriage in Georgia’s Welfare System

A practical example

Picture a single person earning the equivalent of $8.25 per hour in a full-time job with no health benefits. She would qualify for Medicaid under the Affordable Care Act’s expansion rules. But just by earning a five-cent-per-hour raise would disqualify her entirely from Medicare due to the benefit cliff.

What’s more, the welfare system is also discouraging this single mom from marrying. Only in a situation where the dad earns enough to overcome the loss in benefits would marriage be financially worthwhile.

This example shows the negative impacts of welfare cliffs in preventing people from transitioning off assistance, moving up the economic ladder, and creating better lives for themselves and their families. While well-intentioned, these welfare benefits end up trapping people in a low-income existence.

The real tragedy of welfare cliffs is that hard-working welfare recipients who are striving to get ahead find that becoming independent of public assistance is virtually impossible because of the financial hardship they will have to endure.

 

Georgia Welfare Cliff

Disincentives for Work and Marriage in Georgia’s Welfare System

What’s the solution?

We all want a welfare system that truly serves as a safety net, helping those who can’t help themselves while encouraging able-bodied adults to find work, improve their lives, and form stable marriages and families.

The Georgia Center for Opportunity has proposed welfare reforms that would:

  • Combine programs and reduce confusion and redundancy
  • Not punish welfare recipients for earning more
  • Encourage marriage and family formation

For healthcare specifically, our goal is to create a market-driven system that improves healthcare access for everyone by equalizing risk across the entire insured pool (as insurance is supposed to do), driving down prices while enhancing quality, having health insurance follow people rather than employers, and eliminating welfare cliffs and marriage penalties.

For those who are able to work, the ultimate question is this: Should the purpose of government-sponsored, means-tested healthcare programs, like Medicaid, be to get people back on their feet as they transition into the workforce? Or should the purpose be to provide perpetual benefits, with no end in sight?

Read more: A Real Solution for Health Insurance and Medical Assistance Reform

Read more: What Does an Ideal Solution to the Health Insurance Crisis Look Like?